History of Automatic Teller Machines or ATM

History of Automatic Teller Machines or ATM A programmed teller machine or ATM permits a bank client to direct their financial exchanges from pretty much every other ATM machine on the planet. As is frequently the situation with innovations, numerous creators add to the historical backdrop of a development, just like the case with the ATM. Continue perusing to find out about the numerous designers behind the programmed teller machine or ATM. Gap in the Wall Luther Simjian thought of making a gap in-the-divider machine that would permit clients to make money related exchanges. In 1939, Luther Simjian applied for 20 licenses identified with his ATM innovation and field tried his ATM machine in what is currently Citicorp. Following a half year, the bank announced that there was little interest for the new development and ceased its utilization. Present day Prototypes A few specialists have the sentiment that James Goodfellow of Scotland holds the soonest patent date of 1966 for an advanced ATM, and John D White (likewise of Docutel) in the US is frequently credited with imagining the principal unsupported ATM structure. In 1967, John Shepherd-Barron designed and introduced an ATM in a Barclays Bank in London. Wear Wetzel imagined an American made ATM in 1968. In any case, it wasnt until the mid to late 1980s that ATMs turned out to be a piece of standard banking. Luther Simjian Luther Simjian is most popular for his innovation of the Bankmatic programmed teller machine or ATM. Conceived in Turkey on January 28, 1905, he considered medication at school yet had a long lasting energy for photography. Simjians first enormous business creation was a self-presenting and self-centering picture camera. The subject had the option to look a mirror and see what the camera was seeing before the image was taken. Simjian additionally imagined a flight speed pointer for planes, a programmed postage metering machine, a shaded x-beam machine, and an elevated monitor. Joining his insight into medication and photography, he developed an approach to extend pictures from magnifying lens and strategies for capturing examples submerged. He moved to New York in 1934 began his own organization called Reflectone to additionally build up his creations. John Shepherd Barron As per BBC News, the universes first ATM was introduced in a part of Barclays in Enfield, North London. John Shepherd Barron, who worked for the printing firm De La Rue was the main innovator. In a Barclays public statement, the bank expressed that satire on-screen character Reg Varney, star of TV sitcom On the Busses, turned into the principal individual in the nation to utilize a money machine at Barclays Enfield on Juneâ 27, 1967. The ATMs were around then called DACS for De La Rue Automatic Cash System. John Shepherd Barronâ was the overseeing chief of De La Rue Instruments, the organization which made the primary ATMs. Around then plastic ATM cards didn't exist. John Shepherd Barrons ATM machine took watches that were impregnated with carbon 14, a somewhat radioactive substance. The ATM machine would identify the carbon 14 imprint and match it against an individual ID number (PIN). The possibility of a PIN was concocted by John Shepherd Barronâ and refined by his better half Caroline, who changed John’s six-digit number to four as it was simpler to recollect. John Shepherd Barronâ never protected his ATM innovation rather he chose to attempt to keep his innovation a prized formula. John Shepherd Barronâ stated that in the wake of talking with Barclays legal counselors, we were exhorted that applying for a patent would have included revealing the coding framework, which thus would have empowered lawbreakers to work the code out. In 1967, a financiers gathering was held in Miami with 2,000 individuals in participation. John Shepherd Barronâ had just introduced the main ATMs in England and was welcome to talk at the gathering. Accordingly, the primary American request for a John Shepherd Barron ATM was put. Six ATMs were introduced at the First Pennsylvania Bank in Philadelphia.â Wear Wetzel Wear Wetzel was the co-patentee and boss conceptualist of a mechanized teller machine, a thought he said he thought of while holding up in line at a Dallas bank. At that point (1968) Don Wetzel was the Vice President of Product Planning at Docutel, the organization that created robotized stuff dealing with gear. The other two creators recorded on the Don Wetzel patent were Tom Barnes, the boss mechanicalâ engineerâ and George Chastain, the electrical architect. It took 5,000,000 dollars to build up the ATM. The idea initially started in 1968,â a working prototypeâ came about in 1969 and Docutelâ was issuedâ a patent in 1973. The main Don Wetzel ATM was introduced in a New York-based Chemical Bank. Note: There are various cases to which bank had the principal Don Wetzel ATM, I have utilized Don Wetzels own reference. Wear Wetzel on the principal ATM introduced at the Rockville Center, New York Chemical Bank fromâ a NMAH interview: No, it wasnt in an entryway, it was really in the mass of the bank, out in the city. They put a shelter over it to shield it from the downpour and the climate of all sorts. Unfortunately, they put the overhang excessively high and the downpour went under it. Once we had water in the machine and we needed to do some broad fixes. It was a walkup outwardly of the bank. That was the first. Also, it was a money container in particular, not a full ATM... We had a money allocator, and afterward the following form would have been the all out teller (made in 1971), which is the ATM we as a whole realize today takes stores, moves cash from checking to investment funds, reserve funds to checking, loans to yourâ credit card, takes installments; things like that. So they didnt need only a money allocator alone. ATM Cards The principal ATMs wereâ off-lineâ machines, which means cash was not naturally pulled back from a record, as ledgers were not then associated by a PC system to the ATM. Banks were from the start extremely elite about who they gave ATM benefits to. Giving them just toâ credit cardâ holders with great financial records. Wear Wetzel, Tom Barnes, and George Chastain built up the principal ATM cards to have an attractive strip and an individual ID number to get money. ATM cards must be distinctive fromâ credit cardsâ (then without attractive strips) so account data could be incorporated.

College Athletes Should Not Be Paid free essay sample

?Among the debate encompassing the NCAA’s late crackdown on infringement with respect to school programs repaying players and players tolerating pay from colleges and outside sources, one inquiry has naturally been raised. It is an inquiry that will undoubtedly be posed to at some point or another, and one without a conspicuous answer: should school competitors be paid? It is one of the greatest, if not the greatest, question that encompasses the universe of school sports. The appropriate response, basically, is no. Permitting colleges to pay understudies competitors to take part in sports would require a total redesign of the NCAA rule book. At this stage, such a large number of inquiries should be replied: what amount would competitors get paid? Where might the cash originate from? Would competitors in specific games get paid more than others? This is only a glimpse of something larger. The measure of time that it would take to (re)write this piece of the rulebook would be strange. Not exclusively do NCAA authorities need to compose the new principles, however there would likewise must be numerous amendments made before a last duplicate is done. At that point the new guidelines would should be endorsed by most of the NCAA colleges. Also, there is no assurance that would occur with the main release of the guidelines, so the procedure would keep on rehashing itself until an understanding is reached. In addition, the Title IX Act would should be altered so as to oblige the new guidelines so as to guarantee equity over all sexual orientations. All the time it would take to make a lot of rules and guidelines and correct the important laws to make paying school competitors conceivable would go through numerous NCAA assets and cost a great deal of cash. It is one thing to invest energy to bring in cash or invest cash to spare time, yet making new principles or potentially changing old ones would invest time and cash just to give considerably more cash away from the college (to pay the competitors). The way that the NCAA and its offshoots would need to designate such a lot of cash to making the new guideline book brings up another significant issue: where will the cash originate from? At first, it would not originate from the NCAA: they would unquestionably be in some measure of obligation in the wake of investing plentiful measures of energy and cash on the rulebook. So why not utilize the income acquired by the competitors? As a matter of first importance, that is the cash the NCAA would have spent on the production of the new standards and guidelines. Furthermore, even without consolidating the expenses making another rulebook would require, that cash is saved for the schools and colleges, the NCAA and NCAA auxiliary meetings (Big Ten Conference, South Eastern Conference, Atlantic Coast Conference, and so forth ) so as to pay for mentors, preparing staff, authorities for rivalry, development and take-up of offices, publicizing, and a routine set of expenses for competitors and staff on travels, among numerous different innumerable costs. Not exclusively do the numbers not work monetarily, there are additionally inquiries on the profound quality of utilizing income to pay players. The principle contention behind changing the guidelines to permit remuneration for players is that they bring gigantic measures of income into schools and colleges yet get nothing consequently. While this is a legitimate contention, it typically just applies to the large lucrative games, for example, football and ball. The NCAA’s mantra is decency and fairness over all games and sexual orientations, which makes up for income age a sensitive subject. As far as profound quality, you couldn't legitimately pay the competitors in the â€Å"big two† games however not in others. Then again, you couldn't reasonably pay competitors in different games for the income that they had next to no part in making. For instance, consider running a lemonade stand and offering the benefits to your kin who had no part in it. Or on the other hand consider seeing your sibling get paid for cutting the garden while you don't get anything for scooping; neither of these eventual reasonable for understudy competitors. The NCAA would take an excessive amount of fire if remunerating players came down to income. If colleges somehow happened to remunerate dependent on the measure of cash got to the school by each game, they would be in a roundabout way saying that they accept certain understudy competitors to be more significant than others. A few schools likewise acquire significantly more cash than others from their games programs. Schools like the University of Florida and the University of Alabama would have no issue utilizing the cash got by football and ball to pay the entirety of their competitors (which would at present be conflicting with the previously mentioned sports morals, however let’s imagine for a tad). That is all okay, however shouldn't something be said about littler market schools like Bethune-Cookman University and the University of Montana? These schools get more than $50 million not exactly the recently referenced schools. In addition to the fact that this limits the measure of cash these schools could use to spend on paying competitors, it puts them at an incredible impediment from an enrolling point of view. This is a critical snippet of data. Beside looking after awkwardness, the whole explanation that the NCAA has rules against paying players and players tolerating said remuneration for play is to keep the enrolling game reasonable. As pleasant as it would be, it would be near difficult to remunerate competitors with the income that they acquire, which further muddies the conversation on where cash would even originate from if competitors somehow managed to be paid. A few people would state, ‘raise tuition’. To put it pleasantly, foundations of advanced education would have uprising on their hands if that was their answer. Representing myself and other understudies I can and will say this would not be a good or acknowledged thought. I could never pay more for my training with the goal that another person can be paid to play a game, not to mention a novice sport that I don't have any enthusiasm for. Simply envision having your duties brought up in request for your neighborhood bar alliance softball crews to get paid for their ‘service’. Not even the most leftward-inclining liberal would consent to that babble, yet a few people have proposed something very similar, (on a fundamental level), for school sports. In this present reality where a professional education is turning out to be increasingly important, the expense is as of now getting progressively excessively expensive; and that is without the extra compensation that has been proposed by many. Its most exceedingly awful piece is that this proposition originates from the individuals that would be least influenced by it: college authorities, college supporters, and so on. Another thought that has been proposed is to rename athletic list spots as â€Å"jobs† and competitors as â€Å"employees† in the Federal Work Study program. In principle and on paper this thought sounds extraordinary, yet in all actuality it isn't as incredible as it appears. Most importantly, representatives in the FWS program are just permitted to work twenty hours every week. Each school competitor in each game, male or female, spends considerably more than 20 hours on their separate games every week. From training, to film meetings, to weightlifting and molding, also rivalry, that time includes. What might the competitors â€Å"overtime† be thought of? Would the FWS program or NCAA be subject for the competitors by then? Since the game would fall under both, it is an extreme inquiry to reply. To this point, nobody has addressed it either. The entirety of that is before the money related part of the proposition is even talked about. Over $1. 2 billion was given to 750 thousand understudies a year ago. There are very nearly 170 thousand Division One competitors in the nation at this moment. In the event that every last one of those competitors were to gather the limit of $7,000 from FWS, it would require an extra $1. 2 billion dollars of government subsidizing, and that is without having Divisions Two and Three in the conversation. $1. 2 billion is a mess of cash, and it is improbable that such a significant increment in the FWS financial plan would be affirmed. Perhaps the best piece of school sports is the way that they are novice games. Not exclusively are these competitors getting an advanced degree, yet they are additionally getting the chance to proceed with their athletic vocations in the games that they love, and a large number of them are doing as such on a grant. Is that insufficient? The greater part of the understudy body at some random college would give nearly anything to get that opportunity; and competitors are requesting more? It helps me to remember Veruca Salt from Willy Wonka and the Chocolate Factory, the youngster who has everything except for the long haul requesting more. At numerous schools and colleges, understudy competitors are as of now given particular treatment over their non-competitor peers. Only one model is Oklahoma State University, where there are various reports and affirmations of competitors having school work accomplished for them by coaches and teachers giving competitors grades they don't merit with the end goal for them to be qualified for rivalry. Not exclusively is this against NCAA rules and dishonest, it is additionally sending an inappropriate message to understudy competitors. By permitting this to occur, or even by simply sitting around, colleges are telling competitors that as long as they are acceptable at sports they won't need to accomplish any work throughout everyday life; and on this, individuals need to pay them? Not the slightest bit does that appear as though it would be a smart thought or end well for the competitors further down the road. Most understudy athletes’ drive and inspiration originates from needing to keep their list spot, needing to climb on the profundity outline, pride, the dread of losing a grant and the chance of playing at the expert level (which is frequently the greatest factor). In the event that school competitors were to be paid, that would remove quite a bit of their drive, they as of now have what they needed: cash. On the off chance that they are ensured cash in school and the expert level, for what reason would they attempt their best and hazard injury? The degree of rivalry would diminish, wh

Top 10 Persuasive Essay Topics

Top 10 Persuasive Essay TopicsThere are a number of reasons why a persuasive essay topic might be beneficial to you. The number one reason is that it will help you get into the school of your choice. As you can see, it will help your future education greatly. It may not necessarily have to be your final subject in school, but if you need an outside perspective in order to go to school that is certainly beneficial to you.Many people also consider the persuasive essay topics to be important as they might help them get a new job. It is a good thing to know that there are lots of people that look to write persuasive essays as they may help get a better paying job for their self. If you want to find a writing job as you may be able to make good money on the internet. You will need to create a persuasive essay topic that is well researched and have interesting information to offer.There are also a number of ways that you can write a persuasive essay topics. You will want to be able to dete rmine which ones you are most comfortable with before you begin. It will be a good idea to take notes while you are writing the essay so that you can go back and review as necessary.There are a number of sources that can help you find persuasive essay topics. Some of the places that you can get information from include your friends, family members, and even the library. These are great sources of information and will help you find exactly what you are looking for.The next place that you can go to find persuasive essay topics is the internet. The internet is a great source for learning different things and finding out how to write persuasive essays. If you have never written a persuasive essay before, then you will want to take some time to research about the topic in order to help you understand what you are writing about. The top ten persuasive essay topics include the topics of sex, sex crimes, crime, depression, work, relationships, and education. Those are all things that you wi ll want to know about. All of these topics can be helpful to you and knowing them will make your writing much easier and more successful.When it comes to finding persuasive essay topics, you will want to consider yourself and your needs. There are a number of topics that will be beneficial to you and others that you know. You may find that you have many different persuasive essay topics that you have never heard of before.Remember that when it comes to finding persuasive essay topics, you need to know what you are writing about and why you should write it. You will also want to do some research on the topic in order to make sure that it is going to benefit you. After you have written the persuasive essay topics you want to write, be sure to take a few minutes to review them.

Applying the Sociological Perspective - 807 Words

SOC 100 July 27, 2015 Bettie Ware Applying the Sociological Perspective An employer is an individual or organization who employs one or more person (employee) for wages or salary, while an employee works for an individual or organization (employer) for wage or salary. The wage that is earn is used to cover expenses by the employee, in the form of bills, to cover health, housing, food, utilities, all seen as a necessity. Functionalism studies society on the macro level, where it views society as a whole entity, where each individual as an aspect of society works together for survival and the continuity of society. To obtain goods and services that are essential for their well-being, money is needed, to get this money†¦show more content†¦Employers are considered to be apart of upper class and are owners of business organizations and corporations (C.E.O.’s) and managers, while employees who are hired as clerks, associates, clerical and auxiliary staff, often times at entry level positions are working to wards a pay increase and a promotion to become a part of the elite. There is often conflict between those who are presumed to have power and those who do not. Those without power, employees at times feel victimize, as if they will never achieve success because employers have set up the system for the rich to get richer and the poor to remain in the gutters, as a result they may exhibit signs of resentment which contributes to the conflict. The interactionist theory views society on a microlevel, it considers the relations between individuals on a one to one small scale level, and how these relations are interpreted, and influences one behavior. Also called symbolic interactionism, it covers how people are surrounded by symbols in the form of non-verbal communication, actions and even dress codes. Employers and employees interact through the giving of instructions and the carrying out of said instructions by the employees. Employers might award a job well done through a verbal praise ‘well done,’ nonverbal communication such as a smile, or anShow MoreRelatedApplying the Sociological Perspectives Essay693 Words   |  3 PagesApplying the Sociological Perspectives The issue I have chosen is the use of social networking websites and how the three sociological perspectives apply to them. The use of social networking website has become a social norm in the way our society communicates with each one another. I believe that there are benefits with using social networking websites in your private and public life. On the other hand, I do believe that with social networking websites, the boundary between our private and publicRead MoreSoc/100 - Applying Sociological Perspectives1063 Words   |  5 Pages Applying Sociological Perspectives Stephanie Ann Tombline SOC/100 May 30, 2016 Jennifer Hudgins Applying Sociological Perspectives Social networking sites - such as Facebook, Instagram, Twitter, LinkedIn, and, Pinterest, just to name a few - provide individuals with an online web of global networking that allows maintaining social ties with one another. Sociologists often ponder, How do these social websites impact society? Above all, this is the question that is the central focus shared byRead MoreSociology 210 Study Guide1129 Words   |  5 PagesChapter One: The Sociological Perspective I. The Sociological Perspective. A. Sociology is the systematic study of human society. B. The sociological perspective (Berger, 1963) helps us to see general social patterns in the behavior of particular individuals (the general in the particular). C. It also encourages us to realize that society guides our thoughts and deeds — to see the strange in the familiar (Berger, 1963). D. Sociology also encourages us to see personal choice in social contextRead MoreWhat Makes Critical Social Work?817 Words   |  4 Pagesand in defining social work, one must also define critical thinking, and critical consciousness. This paper will attempt to define such concepts and ideologies and it will address and include themes of the intersectionality of social work and the Sociological Imagination, social structure and institutions. So what is social work? The York University - School of Social Work (2015), mission statement suggests that social work practice affirms personal experiences influenced by social structure and addressesRead MoreThe Sociological Imagination, By C. Wright Mills799 Words   |  4 Pages The sociological imagination, a concept used by C. Wright Mills, is essentially the ability to perceive a situation or act in a much larger social context as well as examining the situation or act from many perspectives. In particular, it plays a paramount role in Donna Gaines Teenage Wasteland. It is a tragic story of 4 teens who together, committed suicide. The teens were deemed as â€Å"dropouts, druggies† [Teenage Wasteland 8.2] by newspapers and were still treated with disdain even after theirRead MoreSociological Perspectives On The Sociological Perspective1178 Words   |  5 PagesThe Sociological Perspective is a behavior that connects one with society. As written in the textbook Socie ty the Basics, sociological perspective is also defined as â€Å"seeing the general in the particular† (Berger, 1963). A major part of being a sociologist is finding patterns in everyday life. As an ordinary person, finding patterns is almost a natural instinct. Every individual falls into a category, whether how unique they claim to be. Individuals can be categorized by race, class, sexual orientationRead MoreSociological Imagination, Social Construction Of Reality And Socialization902 Words   |  4 PagesThe foundational concepts of sociological imagination, social construction of reality and socialization help us learn more about ourselves and the world. Sociological imagination is the way in which individuals realize the connection between their own experience of reality and the experiences of society as a whole. This realization allows people to make sense of the world around them. When one applies sociological imagination, they are stripping their own personal experiences from their thoughtsRead MoreLiving As Woman And A Muslim Essay1235 Words   |  5 PagesMuslim in America The term sociological imagination was a concept constructed by the American Sociologist C. Wright Mills in 1959 to describe the ability to understand how our lives are affected by the historical and sociological changes around us. In order to possess the knowledge of sociological imagination, we should be able to pull away from the current situation and be able to look and think from a different perspective. C. Wright Mills defined his concept of sociological imagination as â€Å"...theRead MoreWhy You Are Performing Heart Surgery Or Scanning Grocery Items For A Living1665 Words   |  7 Pagesschool. These unrecognized and unintended consequences of the social structure are called latent functions and are usually indirect effects of the institution. If you happen to be studying the inequalities of different groups in society, you are applying the Conflict Theory to your study. Conflict Theory is based on the ideas of Karl Marx in the 19th century. Marx believed that society evolves through several stages. The most important of which were communism, capitalism, and socialism. During industrialRead MoreAs Mentioned Above, There Have Been Many Lives Lost During1729 Words   |  7 Pagesissues after centuries of war and the lessons that society has learned from these experiences. Applying the functionalism sociological theory will provide one explanation as to why events like these continue to occur. Applying Sociological Theory There are many sociological theories that are available to attempt to explain the social structure that exists around the world. These theoretical perspectives attempt to provide a logical thought process to explain the way that society and culture are developed

Thermosetting Plastic Definition (Thermoset)

A thermosetting plastic is a polymer that irreversibly becomes rigid when heated. Such a material is also known as a thermoset or thermosetting polymer. Initially, the polymer is a liquid or soft solid. Heat provides energy for chemical reactions that increase the cross-linking between polymer chains, curing the plastic. The rate of curing may be increasing in many cases by increasing pressure or by adding a catalyst. Examples Many common plastics are thermosets. They include: Vulcanized rubberFiberglass (a fiber-reinforced polymer composite)Polyester resinPolyurethaneMelamineBakeliteSilicone resinEpoxy resin Sources Ellis, B. (ed.) (1993). Chemistry and Technology of Epoxy Resins. Springer Netherlands. ISBN 978-94-010-5302-0IUPAC, Compendium of Chemical Terminology, 2nd ed. (the Gold Book) (1997). Thermosetting Polymer. doi:10.1351/goldbook.TT07168

Abuse Affects Children Development - 1136 Words

Abuse Affects Children Development Discipline starts at home. How parents discipline their children affects how they evolve in life. When children leaves their home and enter school children learn rules in a classroom to respect their teachers and their classmates. Children are not always supervised by an adult. There may be an adult watching over them but they cannot keep an eye on everything. Physical abuse is easier to determine than verbal abuse. Parents are the prior source for children to learn that physical, verbal or any form of abuse is wrong, but what happens when parents are abusing their children? Benj Vardigan reports that â€Å"verbal abuse can undermine your child’s self-esteem, damage his ability to trust and form relationships, and chip away at academic and social skills† (Vardigan). Parents need to find ways to discipline their children without being abusive because how they are treated does affect their development. Physical abuse is easier to see tha n verbal abuse but even then children try to hide it. Physical abuse is a â€Å"non-accidental trauma or physical injury caused by punching, beating, kicking, biting, burning or otherwise harming a child† (American Humane Association). Parents hitting their children in any way are participating in child abuse. Robert S. Feldman, author of Child Development, states that a lot of parents have unintentionally physically abused their children and â€Å"most parents who abuse their children later express bewilderment andShow MoreRelatedThe Abuse Of Drugs And Alcohol1365 Words   |  6 PagesThe abuse of drugs and alcohol has been a known issue over past decades. The media paints the picture that alcohol and drug use is fun and the only way to have a good time. While alcohol in moderation is fine, many people find themselves going over board and abusing it. Elicit drugs like cocaine and heroin are highly addictive and have several adverse effects. People find themselves depressed and anxious so they ultimately try to use these drugs to mask the pain instead of getting help for theirRead MoreEssay Child Abuse and Neglect946 Words   |  4 PagesChild Abuse and Neglect Abuse of children has become a major social problem and a main cause of many peoples suffering and personal problems. Neglect, physical abuse, and sexual abuse have an immediate and long-term effects on a childs development. The long-term effects of abuse and neglect of a child can be seen in psychiatric disorders, increased rates of substance abuse, and relationship difficulties. Child abuse and neglect is a huge problem. People that abuse are people who have beenRead MoreThe Dangers Of Child Abuse1340 Words   |  6 PagesChild Abuse Child abuse is a widespread epidemic that affects many children’s lives daily. Child abuse is considered a serious offense in the eyes of the law. 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More specifically, the idea of child abuse comes into play that has always been researched and focused on as a major part as to why some juveniles become involved in delinquent acts. Child abuse involves important family characteristics that affect the growth of a child and will ultimately damage them both physically and mentally. If a childRead MoreExplain Why It Is Important to Recognise and Respond to Concerns About Children and Young Peoples Development, Give Examples 2.2730 Words   |  3 Pagesimportant to recognise and respond to concerns about children and young peoples development, give examples 2.2 Childrens and young peoples development is affected by a wide range of factors, their background, health and the environment which they are growing up in all have an impact on their development. It is important to have some understanding of these factors in order to be able to respond and recognise to any concerns that may arise. Children and young people may come from a wide range of differentRead MoreDomestic Violence Affects Children s Development1687 Words   |  7 PagesIntroduction Thesis: Domestic violence can negatively affect children s development. (make more persuasive) Children all around the world witness domestic violence. Whether it s between parents, partners or even the elder. Does the parents, partners, or elder realize the affects that happen to their children? Witnessing domestic violence, children become fearful and anxious. They become this way because they never know when the next event may happen, fearing for themselves, mom or dad, and siblingsRead More Sexual Abuse and Young Children Essay example1740 Words   |  7 PagesMaltreatment 2013, out of the estimated 905,000 victims of child abuse and neglect reported in the United States in 2013, 8.8% were victims of sexual abuse. 1 This means that in that year over 79,600 children were sexually abused in the United States. â€Å"There is general agreement among mental health and child protection professionals that child sexual abuse is not uncommon and is a serious problem in the United States.† 2 Sexual abuse has a very broad definition. According to the American PsychologicalRead MoreDevelopment And Acquisition Of Language Skills1038 Words   |  5 PagesThe development and acquisition of language skills in a child’s early years is critical to his/her development (Otto Otto, 2013). During a child’s first five years of life the brain goes through a sensitive period in regards to language development, making many synapses and connections that leads to communication (Otto Otto, 2013). There are many factors that contribute to the development of language such as innate neurobiological factors and cognitive capabilities (Sylvestre, Bussieres, Bouchard

Business Studies free essay sample

What does the nature of business mean ? Usually, when filling out some kind of form, nature of business refers to the type or general category of business or commerce you are describing. For example, if you worked at McDonalds, the nature of your business is food services. Nature of Business means what type of business your are doing? like Wholesale, Retail or Service, Manufacturing, Marketing, etc. If you want more specific, then HBA wholesale, Car Service, Furniture manufacturing, health Drinks Marketing, etc. The nature of business, means what exactly your business is doing and what is the service/product you are offering. For example the nature of Walmart as a business is Retail and the nature of Microsoft is Software. Internal and External Influences on businesses The external environment includes those factors over which the business has little control, such as government policy, technology, economic conditions and social attitudes. The internal environment includes these factors over which the business has some degree of control, such as products, location, resources, management and business culture. We will write a custom essay sample on Business Studies or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page External Influences on business  ·Economic  ·Financial  ·Markets  ·Competitive siuation Technological  ·Institutional  ·Political  ·Legal  ·Social  ·Geographic If you had a shop and everyone decided to go to another shop that would be an econmic disaster! If this continues for a month then the business would close, employees would be laid off, and landlords and suppliers will not be paid. Charasteristics of boom perios Higer lever of employment -Inflation may increase The level of spending by consumers increases as they have more confidence in the economy Characteristics of recessi on period Unemployment levels rise Inflation may remain stable or fall Wages are less likely to rise as employers The level of spending usually decreases Internal influences on Business Product The types of good and services will affect the internal operations of a business, The product influence and the size of the business -Location -A good location is an asset and will lead to high levels of sales and profits and a bad location is a liability that adversely affects sales and products  ·Location Factors Visibility, promixity to customers, promixity to suppliers and promiximity to support devices -Management- Resource management -Business culture Failure to SME failure  ·Failure to plan  ·lack of information  ·leaderhsip skills  ·inaccurate record keeping  ·new taxes  ·not enough sales  ·economic turndown  ·staff difficulties Success to SMEs  ·Entrepemtual abilities

5 Field Trip Ideas for Elementary School

5 Field Trip Ideas for Elementary School Field trips are a wonderful way for children to connect what they are learning in class to the outside world. For instance, if you are teaching your students about dinosaurs, the best way to wrap up the unit is to bring the class on a field trip to your local dinosaur exhibit at the museum. This way they can get a hands-on view of everything they learned and help them connect what they learned to what they are seeing at the exhibit. Here are 5 fun and exciting educational field trip ideas for your elementary school class. Post Office A field trip to your local Post Office is a great way for students to compare the history of the postal service with the technology they use today. Students will leave the Post Office with a better understanding of how the mail connects everyone in the world. Pick Your Own Farms A unique field trip idea is to take students on a trip to pick their own fruits and vegetables. Children will be exposed to agricultural topics and experience nature and how food grows. A hands-on trip to your local farm is the perfect way to end your nutrition unit. Bank What child isnt fascinated with money? If you want to see your students participate in class and really be engaged, then take them on a field trip to your local bank. Children are always asking, Why do I have to learn math? and When I am really going to use these math skills? Well, a trip to the bank will show your students how the math skills they are learning in school can be applied to everyday life when they grow up. Bank tellers can show students how to write a personal check and withdrawal slips, and how to open a bank account and use a debit card. The information they learn on this trip will help them realize how important paying attention in math really is. A fun idea beforehand is to teach students about PayPal and how with technology today you can send money online. Grocery Store With the child obesity rate as high as it is today, the local grocery store is a great place for a field trip. There are a variety of topics that can be focused on at the grocery store, like nutrition, math, health and wellness, and home economics. Children can learn about healthy food choices and go on a food scavenger hunt. They can study measurements and, on the day of the trip,  buy appropriate ingredients for a specific recipe you give them. They can learn how to budget their money, group foods into food groups, and learn important life skills. Amusement Park How is a field trip to an amusement park educational? Students can determine the speed of roller-coasters or see behind the scenes of how a stage show works. Students can learn about the animals in the on-site zoo, or see how the actors transform into characters. A field trip to an amusement park can take some of the concepts students are learning in school into a real-world experience. Additional Field Trip Ideas Worth Considering Here are a few more field trip ideas that are worth thinking about it. Any of the following ideas would make for a perfect field trip with your students: Water parkBakerySkating RinkLocal HospitalMoviesCollegeTV StationNewspaperAquariumZooBotanical GardensTrain RideSoup KitchenLocal FestivalNursing HomeLocal MonumentFarmers MarketMuseumA Virtual Field Trip

Free Essays on The New England Colonies

The New England Colonies Who settled the New England Colonies, and why: The people who settled in the New England Colonies were the Separatist Puritans called Pilgrims. They came over in 1620 and landed at Plymouth. Their ship was called The Mayflower. They settled in what is now Massachusetts.The Puritans came in the seventeenth century and wanted to gain religous freedom for themselves. They settled in New England because they wanted to gain religous freedom, but the religous freedom they sought for was not given to others. New Hampshire, Rhode Island, and Connecticut were founded later by other colonists. Industries in the New England Colonies: People in New England grew most of their own food. But their soil was too thin and rocky for them to grow cash crops. They made some of their clothing and produced many of their own supplies. But New Englanders had to buy cloth and tools and almost all of their luxury items from England. New England shiped lumber and furs in return. Later New England found another way to earn money. They started to catch fish. Fish and lumber were basically their main industries. They also sold slaves in the South. New England traders also made money by selling iron, pots, kettles, and tools in other colonies. About the New England People: Many people in New England belived in devils, witches, and evil forces. They belived that these things were everywhere. Devils and witches caused thunderstorms, strangling infants in their cradles, making people sick, sinking ships, and ruining crops. People believed that devils won people over and made them witches. Since the New England soil was too thin and rocky, they thought it was a sign from god for them to work harder. Their parents were stirct and they wanted their children to study the Bible. When they were born their parents belived that they were born as devils and it was their job to train them and make them pure. The church of Plymouth Rock was the main ... Free Essays on The New England Colonies Free Essays on The New England Colonies The New England Colonies Who settled the New England Colonies, and why: The people who settled in the New England Colonies were the Separatist Puritans called Pilgrims. They came over in 1620 and landed at Plymouth. Their ship was called The Mayflower. They settled in what is now Massachusetts.The Puritans came in the seventeenth century and wanted to gain religous freedom for themselves. They settled in New England because they wanted to gain religous freedom, but the religous freedom they sought for was not given to others. New Hampshire, Rhode Island, and Connecticut were founded later by other colonists. Industries in the New England Colonies: People in New England grew most of their own food. But their soil was too thin and rocky for them to grow cash crops. They made some of their clothing and produced many of their own supplies. But New Englanders had to buy cloth and tools and almost all of their luxury items from England. New England shiped lumber and furs in return. Later New England found another way to earn money. They started to catch fish. Fish and lumber were basically their main industries. They also sold slaves in the South. New England traders also made money by selling iron, pots, kettles, and tools in other colonies. About the New England People: Many people in New England belived in devils, witches, and evil forces. They belived that these things were everywhere. Devils and witches caused thunderstorms, strangling infants in their cradles, making people sick, sinking ships, and ruining crops. People believed that devils won people over and made them witches. Since the New England soil was too thin and rocky, they thought it was a sign from god for them to work harder. Their parents were stirct and they wanted their children to study the Bible. When they were born their parents belived that they were born as devils and it was their job to train them and make them pure. The church of Plymouth Rock was the main ...

Do male Bulgarian citizens travel further and more frequently abroad Essay

Do male Bulgarian citizens travel further and more frequently abroad then female citizens - Essay Example The present study would focus on tourism as an important economic activity in the contemporary society with various social, cultural, and environmental impacts on the visited regions. It is among the developing sectors of economic activities in the contemporary world. The countries in Europe have different characteristics that can be advantageous in respect to tourism. Most of the countries of the Central and Eastern Europe experienced communist rule up to the late 1980s and early 1990s when they transitioned into the Western models. Bulgaria is one of the countries in Southeast Europe. In 2010, Bulgaria was ranked position 27 in Europe and position 48 in the world in terms of Tourism Competitiveness Index (TCI). The country recognizes its beaches, countryside, nature parks, mountain resorts, and wines as some of the tourist attractions. It also has cheap transport systems that are favorable for tourism. Bulgaria is rapidly opening into the international scene since the fall of commu nist era in 1989 and with the emergence of socialist rule that promote a socially active tourism in the country. The Bulgarians have increasingly shown interest in the other attractive features that are not within their borders was well as experience for other cultures. International departures from Bulgaria have shown an increasing trend (rising by 16.8% in 2002) and about 25% could be attributed to tourism by 2002. (Bulgaria: Market Profile, 62). Tourism to a given region can be determined by the endowment of the region and the financial abilities of the different individuals as well as their tastes and preferences. Thus, the males may have the ability to make frequent visits to several destinations across the globe as compared to the females. The main question to be addressed in the research is â€Å"Do male Bulgarian citizens travel further and more frequently abroad then female citizens?† The investigation is expected to reveal that males travel more frequently and to fu rther regions than the females. As hypotheses to the study, it is initially assumed that the male Bulgarian citizens travel further abroad than the female citizens do and that they make frequent visits abroad than the female citizens. Method(s) of investigation The study was conducted in Bulgaria, a country in southeast Europe that borders other European countries like Romania, Croatia, Greece, Macedonia and Serbia as well as Turkey from West Asia as shown in Figure.1. Figure.1. Map of Bulgaria Source: http://www.infoplease.com/atlas/country/bulgaria.html The information that was appropriate in answering these particular questions was to be sought from the Native Bulgarians. Research was carried out at three distinct locations Sofia, Burgas, and Sunny Beach along the coastal Burgas-Varna road. The information on non-nationals of Bulgaria would not be appropriate and hence these were ignored whenever they were encountered. The information to be sought was whether the Bulgarians (bein g interviewed) had left the country at least at a certain point for a holiday trip. In the event that the individuals had been out of the country for holiday purposes, he or she would specify the country of destination and the frequency of such visits. Together with the sexes, these would suffice to determine whether males traveled to further regions and more frequently than females or not. Besides, only data collected from Sofia was used in determining the validity of the initial assumption. This is because as the capital city, it is likely that more city dwellers who are natives will be approached and interviewed. The groups developed a questionnaire that was be used for the interview. The participants had to provide details of their nationality and other demographic information like sex age group. The data collection materials were issued in English and Bulgarian, as these were

Consumer Frugality Essay Example | Topics and Well Written Essays - 1000 words

Consumer Frugality - Essay Example According to a survey study conducted by Booz & Company on 2,000 consumers in the U.S., there is an emergence of frugal consumers. This is mainly because of the recent recession that has shaped their consumption behavior. It is expected that such consumption behavior will persist in the future even as there are reports that the U.S. is recovering from the recession (Zavestoski, 2002). Therefore, marketers have identified a market segment consisting of frugal consumers and are making efforts to attract such customers. The frugal consumer has unique characteristics including a strong consciousness on a value which determines the level of trade -off in price and convenience. Research studies on consumption patterns among U.S. consumers indicate that almost 67 percent of customers are purchasing low priced products in order to reduce spending while improving on saving (Craig-Lees & Hill, 2002). This is evident from the decrease in the Per capita consumption expenditure across almost all demographic groups. Additionally, customers have maintained a weak sentiment which has influenced their low expenditure on consumption. The target market segment of frugal consumers can be described using a number of demographic factors that define their unique features. The demographic factors include household income and age. First, the target market segment consisting of frugal consumers is made up of middle-income households. They have an annual income between $20,000 and $50,000 and are very mindful when it comes to spending their income. They are very selective and often plan in advance before going for shopping at discount stores rather than high-end stores. Second, the target market consists of individuals aged between 35 and 40 years. This is the age gap within which people have families, are in employment, and are working hard to save for their retirement. They are very keen with their spending habits and they always ensure that they are buying goods at low prices so that they can save a significant part of their income (Zavestoski, 2002). Third, the target market consists of home owners who have a high demand for household products to use in their homes. However, they are also very frugal and have a habit of shopping from discount stores. The multiple demographics of frugal consumers make it very difficult to market products. Discount retail shops including target, Costco, and Sam's Club have developed a number of marketing mixes in attracting frugal consumers. Let us recall that frugal consumers buy less and price conscious. Therefore it is evident that any marketing mix targeting frugal consumers should heavily rely on price. However, the other 3 P’s are equally important because they complement price. It is an obvious fact that consumers are becoming very frugal these days and that businesses need to differentiate their products in order to remain competitive (Craig-Lees & Hill, 2002). The frugal consumer is looking for products that will deliver the best value for their dollar. This implies that businesses need to provide the best value to its client in order to attract a significant number of frugal consumers. The most common marketing mix among companies targeting frugal customers is that there is always a price discount. This is mainly because such consumers a re very sensitive to changes in prices. A significant decrease in

Grade World History Essay Example for Free

Grade World History Essay Before King Leopold the II of Belgium colonized the Congo, it was known for its independence. It was the ideal place to be for the Europeans. It was geographically diverse, it had mineral enriched soils, deposits of gold, diamonds copper and manganese, and it had a large animal population, lots of plants. King Leopold saw potential in the Congo and made it his. He had an American man, Henry Stanley; secure treaties with all the local chiefs. With those he had complete power of the land. Imperialism on the Belgian Congo had a negative affect in many ways, including geographically, politically and psychologically. One of the major impacts is psychological. Psychological impacts are ones that mess with people’s emotions. King Leopold was a man who did not care about other peoples emotions or their state of being; he cared about himself and how much money he was going to make with the Congo. To quote a Congolese states on the amount of psychological torture he put some of the Congolese people in: â€Å"I ran away with two old people, but they were caught and killed, and the soldiers made me carry the baskets holding their cut-off hands. They killed my little sister, threw her in a house and set it on fire.† (8) The person that is talking sounds like a child. If a child was going through this, which many did, witnessing something this horrifying can be very emotionally scarring. Another impact would be economical. An economic impact is one that affects the business part of things, such as labor systems. â€Å"Tell them [the rubber agents] that we cannot and therefore will not find rubber; we are willing to spend our strength at any work possible, but the rubber is finished. If we must either be massacred or bring rubber, well, let them kill us; then we suppose they will be satisfied.†(20) This quote is from a village headman to Reverend Harris, a British missionary. This is from a workers point of view. It shows economic impact because it has to do with the rubber industry, which was very important in the Congo. A third impact on the Congo is political. Political impact has to do with government or people in government. One quote that gives an example of political impact is one by Reverend Whitehead, â€Å"Their chiefs are being weakened in their prestige and physique through imprisonment which is often cruel, and thus weakened in their authority over their own people they are put into chains for the shortage of manioc bread.† This means that Leopold and his people are forcing the native Congolese to back down in their government so Leopold has more power. Britain was also very involved in the Congo Free State. They were interested in the trading system it had. This effects Britain because it brought in new products to be sold, and potentially could make them money. It is important to study issues like this today so nobody makes the same mistake twice. In conclusion, imperialism in the Congo had an overall negative affect on it. Imperialism affected, not only psychologically, but also politically and economically. King Leopold II never had good intentions for the Congolese people, he just had his own self in mind.

Benjamin Franklin :: History

Benjamin Franklin It is also to understand what it took for Franklin to be such a famous and respectable man. When one takes a look at the world in which he currently lives, he sees it as being normal since it is so slow in changing. When an historian looks at the present, he sees the effects of many events and many wise people. Benjamin Franklin is one of these people. His participation in so many different fields changed the world immensely. He was a noted politician as well as respected scholar. He was an important inventor and scientist. Particularly interesting is the impact on the scientific world. Benjamin Franklin was a modest man who had had many jobs in his lifetime. This may help explain his large array of inventions and new methods of working various jobs. He did everything from making cabbage-growing more efficient to making political decisions to being the first person to study and chart the Gulf Stream movement in the Atlantic Ocean. *Franklin was born in Boston, Massachusetts, on January 17, 1706. He was the fifteenth child in a family of seventeen kids. His parents, Josiah and Abiah Franklin, were hard working devout Puritan/Calvinist people. Josiah Franklin made candles for a living. Since the Franklin’s were so poor, little Benjamin couldn't afford to go to school for longer than two years. In those two years, however, Franklin learned to read which opened the door to further education for him. Since he was only a fair writer and had very poor mathematical skills, he worked to tutor himself at home. Benjamin Franklin was a determined young man. As a boy, he taught himself to be a very good writer. He also learned basic algebra and geometry, navigation, grammar, logic, and natural and physical science. He partially mastered French, German, Italian, Spanish, and Latin. He was soon to be named the best educated man in the country. When he was 12-years-old, he was apprentice to his brother in printing. Benjamin's brother founded the second newspaper in America. Many people told him that one newspaper was enough for America and that the paper would soon collapse. On the contrary, it became very popular. Occasionally, young Benjamin would write an article to be printed and slip it under the printing room's door signed as "Anonymous". The following is a direct quote from Franklin's Autobiography. It describes his writing the articles as a boy.

Chid Abuse

HSP Computer Superstore Project Description: In this project, you will modify a workbook for the HSP Computer Superstore to track the sales totals for 2011. You will use functions to calculate total sales, average sales, and median, minimum, and maximum sales values. Additionally, you will create a summary worksheet using values from the other spreadsheets in the workbook. Instructions: For the purpose of grading the project you are required to perform the following tasks: Step| Instructions| Points Possible| 1| Start Excel.Open the downloaded Excel workbook named GO_e02_Grader_IR. xlsx. | 0| 2| On the Main St. worksheet, in cell B25, insert a function that will total all of the sales for Quarter 1 in the range B6:B23. Copy the function in cell B25 to the range C25:F25. | 6| 3| On the Main St. worksheet, adjust the column widths for columns C, D, and E to 13. 57 (100 pixels). | 3| 4| On the Main St. worksheet, in cell B26, insert a function that will calculate the average sales for Q uarter 1. Copy the function in cell B26 to the range C26:E26. 6| 5| On the Main St. worksheet, in cell B27, insert a function that will display the median sales value for Quarter 1. Copy the function in cell B27 to the range C27:E27. | 6| 6| On the Main St. worksheet, in cell B28, insert a function that will display the minimum sales value for Quarter 1. Copy the function in cell B28 to the range C28:E28. | 6| 7| On the Main St. worksheet, in cell B29, insert a function that will display the maximum sales value for Quarter 1. Copy the function in cell B29 to the range C29:E29. | 6| 8| On the Main St. orksheet, in cell B30, insert a function that will count the number of sales agents with sales greater than $75,000 in Quarter 1 (B6:B23). Copy the function in cell B30 to the range C30:E30. | 6| 9| Group the Main St. and Franklin Ave. worksheet tabs. With both worksheets selected, click in cell F6 and insert a function that will total all of the 2011 sales for the first agent. Copy the function in cell F6 to the range F7:F23. Ungroup the worksheets. | 12| 10| On the Main St. worksheet, in cell G6, insert a function that will display the text Gold if the sales agent's total sales alue for 2011 is greater than or equal to 225000. Otherwise, the function will display the text Training Required. Copy the function in cell G6 to the range G7:G23. | 6| 11| Copy the contents of cell A4 on the Franklin Ave. worksheet, and paste them into cell A4 on the Main St. worksheet. | 1| 12| On the Main St. worksheet, freeze above row 6 so that row 5 continues to display as you scroll down on the worksheet. | 2| 13| On the Main St. worksheet, in cell B32, enter the value 1/15/12. Clear the contents and formatting in cell B32, and then enter the date January 15, 2012 in the same cell. 1| 14| On the Main St. worksheet, display green data bars with a gradient fill in all cells in the range F6:F23. | 3| 15| On the Main St. worksheet, create an Excel table with headers using the range A5 :G23. Sort the Total column from smallest to largest, and then filter the Category column so that only those requiring training are displayed. | 12| 16| Use the Find and Replace dialog box to find the text Sales Agent ID on the Main St. worksheet and replace it with the text Sales Rep ID. | 2| 17| Change the scaling of the Main St. worksheet so the contents fit on one page. 4| 18| Reposition the Main St. worksheet tab so that it appears to the right of the Franklin Ave. worksheet tab. Rename the Sheet1 worksheet tab to Summary, and then change the tab color to blue (under Standard Colors). | 6| 19| On the Summary worksheet, rotate the text in cells B4 and C4 so that it is angled counterclockwise (45 degrees). | 2| 20| On the Summary worksheet, in cell B8, construct a linking formula that will refer to the value in cell E25 on the Franklin Ave. worksheet. In cell C8, construct a linking formula that will refer to the value in cell E25 on the Main St. orksheet. On the Main St. workshe et, change the value in cell E6 to 45581. 09. Note that the Quarter 4 sales total for the Main St. store updates automatically in the Summary sheet. | 7| 21| On the Summary worksheet, in cell B11, use the NOW function to display the current date. | 3| 22| Ensure that the worksheets are correctly named and placed in the following order in the workbook: Summary, Franklin Ave. , Main St. Save the workbook. Close the workbook and then exit Excel. Submit the workbook as directed. | 0| | Total Points| 100|

Ancient Mesopotamia And Ancient Civilizations - 896 Words

Throughout many cultures in ancient civilizations, humans have held a belief in superior beings to which they called gods. The gods, in the eyes of many of the ancient people, were responsible for many things such as crop growth, storms, fertility, and even creation of life. The Mesopotamians, Egyptians, and the Hebrews all had gods that they interacted with. Understanding the likenesses and differences in how these people interacted with their gods might give us an insight to how similar or different the three civilizations were. In ancient Mesopotamia, humans had many gods. According to their beliefs, there was a war between the old gods and the new gods. They were created by the storm god Marduk when he defeated the god Tiamat’s champion Quingu. From Quingu’s remains. Marduk created man and they were to be co-laborers with the gods to hold off the forces of chaos in order to keep the communities running smoothly. The humans provided the gods with everything they needed from food to sacrifices and taking care of the temples which were the god’s homes on earth. In return the gods took care of the humans in every aspect of their lives such as continued health or a good harvest. It was the god Enlil who legitimized the rule of kings. This is what gave a particular person the right to impose their rule over all others. The person who rules is the one who has direct communication with the god of their city. Even though there is communication with the gods, this did notShow MoreRelatedAncien t Civilizations Of Mesopotamia And Mesopotamia1851 Words   |  8 Pages Sumerian (3500-2300BC)Babylonian (1792-1750 BC) both belong to civilizations of Mesopotamia, but they existed different period. The ancient civilizations of Mesopotamia are the source of the earliest surviving art; these civilizations were situated between the Tigris and the Euphrates Rivers. 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The Fertile Crescent is where the start of civilization occurred, and it is often called the ‘cradle of civilization,’ (Jamieson Ancient Mesopotamia: Discovering Civilisation 23). Understanding the development, the of civilization in the Fertile CrescentRead MoreRiver Valley Civilizations Essay726 Words   |  3 PagesAncient river valley civilizations are one of the earliest societies in the world. The rises of these ancient river valley civilizations started the first cradle of civilization. The Indus Valley Civilization, Ancient Egypt, Ancient Mesopotamia, and Ancient China are the earliest civilizations that were successful enough to make enough food for everybody. 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